Damage to the vehicle
Collision, rollover, fire, hail or other damage to the car during your rental. You pay at most the deductible and the insurer pays the rest.
In a nutshell
Am I insured when I rent with Rentennials?
Yes. Every car rented on Rentennials in Argentina has comprehensive insurance with a deductible that includes third-party liability, approved for self-drive rental, no matter which coverage you choose. If something happens, the most you pay is that car's deductible, and anything above it is covered by the insurer. If you want to pay even less, you can add the Premium Coverage or the Platinum Coverage, which considerably reduce the deductible and the security deposit.
Base insurance
Every car is insured
No car is listed without a valid comprehensive policy. It is the policy of the car's own owner (the host) and it must be approved for self-drive rental. We take care of verifying it: only vehicles with this insurance can be listed. At pick-up, the host gives you a copy of the policy.
Third-party liability
Damage you may cause to other people, other cars or third-party property, as required by Argentine law.
Total theft
If the car is stolen while you have it, you don't pay the vehicle's value: you pay at most the deductible.
Towing and assistance
If the car can't keep going, the policy includes a towing service. The mileage or service limit is set by each insurer and may vary.
Insurers we work with
Rentennials is not an insurance company. We verify the policies and provide coverage through agreements with companies in the Argentine market.
BIND Brokers de SegurosRUS (Río Uruguay Seguros)Sancor SegurosLa Mercantil AndinaTriunfo SegurosCooperación Segurosand others
The deductibleMinor damage Major damage Two events
What you pay if something happens
The deductible is the maximum amount you pay if the car is damaged or stolen during your rental. Anything above that amount is paid by the insurer. Each car has its own deductible, because it depends on the host's policy, and you can see it in the listing before booking.
The repair costs less than the deductible
For example, a scratch on the bumper.
You only pay the actual cost of the repair. Rentennials mediates with the host so you aren't overcharged.
The repair costs more than the deductible
For example, a collision that damages a door, a fender and a headlight.
You pay the deductible and the insurer pays everything else.
Two things happen during the same rental
For example, a bump while parking and, days later, another one on the road.
Each claim is independent: the deductible applies per event.
Deductible
The most you would pay if there is a claim. If nothing happens, you pay nothing.
Security deposit
A temporary hold on your credit card that is placed before the rental and released when you return the car if there were no issues. It is not a charge.
The deductible and the deposit may be different amounts. Both go down if you add the Premium or Platinum Coverage.
CoveragesThe most complete
Basic, Premium and Platinum
All three start from the same comprehensive insurance on the car. What changes is how much you pay if something happens and what else is protected. You choose your coverage when you book.
Basic
Comes with every car
Included in your booking
- Includes: Comprehensive insurance with a deductible
- Includes: Third-party liability
- Includes: Damage covered above the deductible
- Includes: Deductible and deposit: the car's own
- Includes: Glass breakage and hail, up to the car's deductible
- Does not include: Tires and wheels
- Does not include: Theft of personal belongings and luggage
Premium
Reduced deductible and deposit
Paid once per booking
- Includes: Everything in Basic
- Includes: Reduced deductible: you pay much less for damage or theft
- Includes: Reduced deposit: we hold less on your card
- Includes: Glass breakage and hail, up to the reduced deductible amount
- Includes: Lower financial exposure in case of a claim
- Does not include: Tires and wheels
- Does not include: Theft of personal belongings and luggage
Platinum
Premium + tires + luggage
Paid once per booking
- Includes: Everything in Premium
- Includes: Reduced deductible and deposit
- Includes: Glass breakage and hail, up to the reduced deductible amount
- Includes: Tire and wheel protection
- Includes: Theft of personal belongings and luggage
- Includes: The only one that covers what you carry inside the car
Comparison of coverages for renting a car on Rentennials, Argentina
Comprehensive car insurance
- Basic
- Yes
- Premium
- Yes
- Platinum
- Yes
Third-party liability
- Basic
- Yes
- Premium
- Yes
- Platinum
- Yes
Damage covered above the deductible
- Basic
- Yes
- Premium
- Yes
- Platinum
- Yes
Deductible you pay
- Basic
- The car's own
- Premium
- Reduced
- Platinum
- Reduced
Security deposit
- Basic
- The car's own
- Premium
- Reduced
- Platinum
- Reduced
Tires and wheels
- Basic
- No
- Premium
- No
- Platinum
- Yes
Theft of personal belongings and luggage
- Basic
- No
- Premium
- No
- Platinum
- Yes
Glass breakage
- Basic
- Up to the car's deductible
- Premium
- Yes, up to the deductible amount
- Platinum
- Yes, up to the deductible amount
Hail
- Basic
- Yes, up to the deductible amount
- Premium
- Yes, up to the deductible amount
- Platinum
- Yes, up to the deductible amount
Cost
- Basic
- Included
- Premium
- Once per booking
- Platinum
- Once per booking
The price of Premium and Platinum depends on the car and the number of days. You'll see it before confirming your booking.
Under the hood
How your deductible goes down
Premium and Platinum don't replace the car's insurance. They are backed by another insurance company, different from the one that insures the vehicle, which covers part of that policy's deductible. You only pay the reduced deductible.
With Basic Coverage, for major damage:
You: the full deductible
Car's policy: everything above the deductible
With Premium or Platinum Coverage, for the same damage:
You
Another insurer: the rest of the deductible
Car's policy: everything above the deductible
What you payWhat Premium or Platinum coversWhat the car's insurance covers
The chart is for illustration only. Each car's deductible is shown in its listing.
Platinum Coverage
Tires, wheels and luggage
Platinum includes everything in Premium and adds two protections no other coverage has.
Tire and wheel protection
- Repairable punctures: we cover the repair at the shop.
- Cuts or bulges: if the damage compromises the tire's safety, we cover a new one.
- Full replacement: when the shop determines that repairing it isn't safe, we cover the replacement. Up to 2 tires per booking.
- One claim per booking: the first event is covered. A second, unrelated damage during the same rental is not covered.
- Does not apply to normal wear or to damage the tire already had at the start of the booking.
Theft of personal belongings and luggage
If someone breaks into the car and steals your things, we reimburse you up to the limit shown in the coverage when you book.
- Electronics: phones, laptops, tablets, cameras
- Luggage and clothing
- Personal items such as glasses and accessories
- Sports and recreation gear
What belongings theft doesn't cover
- Cash, cards or documents
- Losses without evidence of forced entry
- Damage from normal use or negligence
- Jewelry, watches or collectibles
- Items for commercial use or work samples
What you need to file a claim
- Police report. It is mandatory: without it, there is no possible coverage.
- Evidence that the car was broken into, such as a broken window or a forced lock.
- Proof that you had those items: earlier photos, a purchase receipt, a bank statement or a photo of the item.
- Notice to Rentennials within 48 hours of the theft.
Tip: before you set off, take photos of everything valuable you carry in the car. It greatly speeds up reimbursement and avoids rejections due to lack of evidence.
Practical examplesParking scratch Crash on the road Car theft Third-party damage Cut tire Belongings theft Hail Glass breakage
What happens in each case
Real situations and how each coverage responds.
You scratched the bumper in a parking lot
Basic: you pay the actual repair, never more than the car's deductible.
Premium or Platinum: you pay the actual repair, never more than the reduced deductible.
You crashed and the repair is expensive
Basic: you pay the car's full deductible and the insurer pays the rest.
Premium or Platinum: you only pay the reduced deductible.
The car is stolen during your rental
Basic: you pay the car's deductible, never its value.
Premium or Platinum: you only pay the reduced deductible.
You hit another car
Damage to the other vehicle is covered by the policy's third-party liability, with any coverage.
Damage to the car you rented follows your deductible rule.
A tire gets cut on the road
Basic or Premium: the tire is on you.
Platinum: if the shop says it isn't safe to repair, we cover the new tire.
Your laptop and backpack are stolen
Basic or Premium: belongings are not covered.
Platinum: with a police report and earlier photos, we reimburse you up to your coverage limit.
You get caught in a hailstorm
Basic: you pay the repair, at most the car's deductible.
Premium or Platinum: if the repair costs more, you pay at most the reduced deductible.
The windshield or a window breaks
Basic: you pay the repair, at most the car's deductible.
Premium or Platinum: if the repair costs more, you pay at most the reduced deductible.
If you have a problem
What to do after a crash or a theft
Let Rentennials and the host know right away. The sooner we know, the faster the insurance kicks in and the less paperwork you have.
- Get to safetyIf anyone is injured, call 911.
- Report it immediatelyTo Rentennials via WhatsApp at +54 9 261 701-4716 or at ayuda@rentennials.app, and to the host through the app. If the car can't keep going, we arrange the tow truck.
- Take photos and videosOf the car, the place and the other vehicles. Write down the other driver's license plate, name, ID number and insurer, and witness details if any.
- Don't admit faultDon't sign or accept liability towards third parties without talking to us first.
- File a police reportWhen applicable or when the insurer requests it. For a theft it is always mandatory.
- Mention it at check-outDescribe what happened when you return the car.
Important
What makes you lose coverage
The insurance and any additional coverage stop applying in these cases, and the damage is entirely the responsibility of whoever was driving.
- Driving under the influence of alcohol or drugs.
- Letting someone drive who is not authorized in the booking.
- Leaving the province or the country without the host's permission.
- Unauthorized off-road driving or using the car for commercial purposes.
- Not reporting the incident, not cooperating or not filing a police report when required.
Traffic fines are not covered by any insurance: they are the driver's responsibility, even if they arrive after the rental.
Other options
This may also help
Renting without a credit card
On some cars you can leave the deposit without a card by adding deposit insurance when you book. It can be combined with Premium and Platinum. It is only available on some vehicles: check the listing.
Drivers aged 22 to 25
To rent you need to be over 25. In Argentina, if you are 22 to 25 you can still rent: the Premium Coverage is mandatory, and you can also choose Platinum. Always with a valid physical license (not a learner's permit).
Rentennials Cover
It is cancellation insurance, not car insurance. It lets you cancel up to 5 hours after the rental starts and get your full booking payment back.
Customers
Frequently asked questions
Are Rentennials cars insured?
Yes. Every car listed in Argentina has comprehensive insurance with a deductible, including third-party liability and approved for self-drive rental. Rentennials reviews each policy before the car is listed.
What is the deductible on a rental car?
It is the maximum amount you pay if the car is damaged or stolen during your rental. Anything above that amount is paid by the insurer. Each car has its own deductible and you can see it in the listing before booking.
What if the damage costs less than the deductible?
You only pay the actual cost of the repair. Rentennials mediates with the host so you aren't overcharged.
What is the difference between the Premium and Platinum Coverage?
Both reduce the deductible and the security deposit by the same amount. Platinum also covers tires and wheels, and the theft of personal belongings and luggage.
Who pays the part of the deductible I save with Premium or Platinum?
Another insurance company, different from the one that insures the car. It covers part of the deductible on the host's policy, and you only pay the reduced deductible.
Is the Premium or Platinum Coverage charged per day?
It is paid only once per booking. The price depends on the car and the number of days, and you'll see it before confirming.
How are the deductible and the security deposit different?
The deposit is a temporary hold on your card that is released when you return the car if there were no issues. The deductible is the most you would pay if there is a claim. They are different amounts and both go down with Premium or Platinum.
Does the insurance cover flat or damaged tires?
Only if you added the Platinum Coverage. Without it, damage to tires and wheels is the driver's responsibility.
Which insurers work with Rentennials in Argentina?
We work with BIND Brokers de Seguros, which provides us with coverage from RUS, Sancor Seguros, La Mercantil Andina, Triunfo Seguros and Cooperación Seguros, among others.
Can I rent a car without a credit card?
On some cars, yes, by adding deposit insurance when you book. It can be combined with Premium and Platinum, but it is not available on every vehicle.
What should I do if something is stolen from the car?
File a police report, gather evidence that the car was broken into and notify Rentennials within 48 hours. If you have the Platinum Coverage, we reimburse you up to your coverage limit.
What makes me lose insurance coverage?
Driving under the influence of alcohol or drugs, letting an unauthorized person drive, leaving the permitted area, off-road driving or commercial use, or not reporting the incident. In those cases, the damage is the responsibility of whoever was driving.
Can I rent if I am between 22 and 25 years old?
Yes. In Argentina you can rent at 22 to 25 by adding the Premium Coverage, which is mandatory for that age. You can also choose Platinum.
Does the insurance cover hail?
Yes, with any coverage. You pay the repair up to your deductible: the car's deductible with Basic, or the reduced deductible with Premium or Platinum.
Does the insurance cover glass breakage?
Yes, with any coverage. You pay the repair up to your deductible: the car's deductible with Basic, or the reduced deductible with Premium or Platinum.
Does the insurance include towing?
Yes. Each car's policy includes a towing service. The mileage or service limit is set by each insurer and may vary.
How do I report a crash or a theft?
Message us on WhatsApp at +54 9 261 701-4716 or write to ayuda@rentennials.app, and let the host know through the app. Do it right away: the sooner we know, the faster the insurance kicks in.
Is Rentennials Cover car insurance?
No. Rentennials Cover is cancellation insurance: it lets you cancel up to 5 hours after the rental starts and get your full booking payment back. It does not cover damage to the vehicle.
Pick your car and travel with peace of mind
Every car has comprehensive insurance. When you book, add the coverage that suits you best.
Find carsLast updated: October 21, 2026. Terms in effect for rentals in Argentina. See also the terms and conditions and the frequently asked questions.